When you suffer a car accident caused by another person’s negligence, you can claim compensation for your injuries. However, certain mistakes could prevent you from getting the full settlement you deserve, and it all narrows down to the actions you take after the accident.
Below are some common pitfalls you need to be wary of if you are thinking of filing a claim.
Failing to inform the police
If you suffered any injuries from the accident, no matter how minor, it is advisable to call the police. Their documentation of the accident as first responders could provide crucial evidence when ascertaining who was at fault for the accident. It’s also a legal requirement in some cases.
Not seeking medical attention
Even if you feel okay after the accident, it is necessary to see a doctor. Some injuries may not be too obvious, but they may be deadly. In addition, the insurance company may downplay the severity of your injuries if you do not seek medical attention.
Providing recorded statements
The other driver’s insurance company may reach out to get a detailed version of events from your side. However, you are not obligated to provide any formal statements. If anything, your testimony can be used against you when it comes to determining the value of your claim. Be very careful with the information you give to anyone, especially on questions about your contribution to the accident.
Accepting a quick settlement offer
It may seem the easy way out when the insurance company offers you a quick initial offer. However, it is most likely less than the actual value of your claim. Insurance companies love a quick settlement because it protects their financial interests.
Instead, take your time to ensure that what you settle for is enough. Compensation may be your only way of getting back on your feet after a car accident. Therefore, you should do everything possible to protect your claim and recover all the damages you suffered.