After a motor vehicle collision occurs, those involved have many issues to address. They have to communicate with police officers, arrange to repair the vehicle and file an insurance claim. In some cases, they may also need to seek out treatment for injuries.
Broken bones or fractures are common after major collisions. Many people who break bones during car crashes settle their insurance claims quickly, only to later realize that they did not request enough compensation. People tend to underestimate the likely costs of broken bones after car crashes and may then have a difficult time recouping their losses.
Surprise medical challenges
One of the most common reasons that people underestimate their expenses after breaking bones is that they do not understand the care necessary for a full recovery. They may assume that they simply need an X-ray and a cast. However, more serious fractures may require surgery to treat. The injured person could spend multiple days in the hospital. Even if surgery isn’t necessary, physical therapy might be. The total cost of treating a broken bone could add up to tens of thousands of dollars in some cases.
Lost income
Quite a few jobs require workers to perform physical functions. Fractures can prevent people from working on a factory floor or stocking shelves for their employers. Simple fractures may lead to two months or longer away from work. More serious fractures may take longer to heal. Even if a professional can continue working, they may only be able to perform light-duty functions, which may mean that their employer reduces their wages.
People with broken bones and other major injuries may need to wait until they have a diagnosis and a treatment plan before they attempt to settle a compensation claim. Otherwise, they may end up in a scenario where they do not receive appropriate financial support given the losses they have sustained.
Having assistance while assessing crash costs and negotiating for compensation can help people avoid major financial losses caused by treatable car crash injuries. People with medical costs and lost wages may need help negotiating with insurance providers or exploring other potential sources of financial compensation, and that’s okay.
